Organisation
Legal structure, ownership, authority, governance, operating history, and identity of key people.
Underwriting standards
Risk assessment before capital.
Wentura reviews the organisation, operators, technology, economics, repayment source, and legal eligibility of each request. A popular token or active community does not by itself support a credit decision.
Core assessment
Six areas shape every review.
The depth of review depends on the facility, amount, jurisdiction, counterparties, and technical complexity.
Economics
Revenue quality, costs, treasury runway, concentration, historical volatility, and repayment capacity.
Onchain activity
Wallet flows, holder concentration, liquidity depth, linked wallets, token permissions, and unusual activity.
Technology
Contract design, admin controls, upgradeability, audits, dependencies, oracle exposure, and incident history.
Collateral and controls
Collateral quality, LP custody, multisignature policies, vesting, staged releases, and collection mechanisms.
Legal and compliance
Jurisdiction, sanctions, source of funds, business purpose, documentation, and regulatory restrictions.
Information commonly requested
Prepare a complete evidence pack.
Applications move faster when key records are current, consistent, and easy to verify.
01
Entity, ownership, and authorised representative documents
02
Wallet addresses, treasury policies, and signer information
03
Revenue history, expenses, forecasts, and use-of-funds budget
04
Token contracts, audits, vesting, liquidity, and governance records
05
Material vendor, exchange, market-maker, or infrastructure agreements
06
Explanation of repayment source, security, and requested term
Facility controls
Covenants must match the actual risk.
Depending on the structure, documents may include restrictions and reporting duties designed to protect both parties.
Financial
Minimum liquidity, reserve levels, revenue remittance, or limits on additional debt.
Technical
Notice before contract upgrades, admin changes, migrations, or material dependency changes.
Treasury
Approved wallets, signer thresholds, collateral custody, and restrictions on transfers.
Reporting
Regular performance information, incident reporting, and prompt notice of material events.
Ready to apply?
Request financing Lead with evidence.
A clear use of funds and credible repayment plan are the best starting points.